Autedia is a credit broker, not a lender. We partner with CarFinance 247 Limited, a credit broker (not a lender), to help find you the best car finance deal for your circumstances from their wide panel of lenders.

Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £143.76 per month, with a total cost of credit of £2125.46 and a total amount payable of £8625.46.

Applying for car finance in the UK

If you’ve been a UK resident for at least three years, you could be eligible for a car finance loan.

Car finance can help people across the country spread the cost of buying a new or used car. There are several different types of car loans available in the UK. Depending on your individual circumstances and driving habits, you may be looking for a hire purchase (HP), a personal contract purchase (PCP) deal, a personal loan, or a long-term lease.

Simply complete our online application form to receive a no obligation quote. We can help UK residents with a wide range of circumstances, including people with a bad credit score or no deposit.

How to get the best car loan deal in the UK

From Newry to Norfolk, Autedia can help UK residents find the best car loan deal for them. And thanks to our partner, Car Finance 247, we can also offer access to a car search with over 100,000 used cars from trusted dealers based all over the British Isles.

There’s no one-size-fits-all when it comes to car finance. The right deal for you will depend on your individual circumstances, financial history, the car you want to buy, and how you plan to drive it.

It’s also worth keeping in mind that the loan with the lowest monthly repayments might not always be the best fit for you. If it comes with an unrealistic mileage restriction or a long-term length, you’ll pay more in interest over time. For example, an alternative option could be the better choice.

Which areas does Autedia cover?

Thanks to our partners, we have access to a wide panel of lenders as well as car insurance providers. That means that wherever you live in the UK, we can help you find the right car loan and insurance deal for you.

No matter whether you’re based in a bungalow in Belfast, a flat in Fife, or a terrace in Torquay, you can get a no obligation quote and a decision in minutes when you complete our online application form.

I’m looking for car finance in…

  • London
  • Bristol
  • Leicester
  • Coventry
  • Newcastle
  • Leeds
  • Liverpool
  • Manchester
  • Scotland
  • Wales
  • Northern Ireland

How car finance works through Autedia

Get a quote

Complete our short application form and find out if you’re eligible for a car loan in minutes.

Meet your account manager

Here to help every step of the way – look out for their call! You can chat over text or WhatsApp too.

Choose a car

Whether you’re looking for a hot hatch or a chic supermini, explore over 100k used cars in the car search or find your dream wheels from any reputable UK dealer.

Hit the road!

You set the pace; tell us exactly what you’re looking for and we’ll handle the rest. You could be driving away in days!

Why should you choose Autedia for your car finance?

Large panel of lenders

We’ll look to find you the best available deal from a wide panel of lenders.

No effect on credit score

Get a no-obligation quote that won’t affect your credit score unless you choose to proceed.

Total flexibility

HP, PCP, no deposit? We work with lenders that can offer it all – and we consider all circumstances.

Access to more than 100,000 cars

Get access to a car search with over 100k quality used cars stocked by trusted dealers all over the UK.

Dedicated account manager

Get support from a dedicated account manager who'll guide you through the process, take care of all the checks, and handle the paperwork.

Car Finance Calculator

5 years
Total cost of credit2,125.46
Total repayment8,625.46
60 monthly
payments of
£14376

Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £143.76 per month, with a total cost of credit of £2125.46 and a total amount payable of £8625.46.

Rates from 8.9% APR. Representative APR 19.9%